So, debtors prisons become as a result sort of like when Mafia Loans go wrong and someone breaks both the man's legs because he can't pay his loan. It is counterproductive because once the Mafia breaks the man's legs he will NEVER be able to pay off the loan because he can't walk or do business anymore.
So, debtor's prisons are a lot like the Mafia breaking a man's legs or killing him in that the loan then will never be paid by anyone except by broken legs or being killed.
Also, can you imagine how fast your creativity would dry up in regard to figuring out a way to pay off a loan if you thought you were going to debtor's prison or having both your legs broken or that you would be killed for not paying off a loan? It would likely cause many or most people to do something illegal to prevent their legs being broken, being killed or to be put in debtor's prison. So, debtor's prison then becomes an instrument of the increase of criminal activity of all kinds.
The above was my reaction to the following article:
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