| Gainesville Sun | - |
MIAMI
-- Premiums in Florida for a mid-range health insurance plan under the
Affordable Care Act will be $328 a month on average and will vary based
on where a buyer lives, according to federal figures released Wednesday
ahead of the launch of new ...
Silver Obamacare plan costs $328 a month
Published: Wednesday, September 25, 2013 at 7:30 p.m.
Last Modified: Wednesday, September 25, 2013 at 7:30 p.m.
MIAMI -- Premiums in Florida for a mid-range health insurance
plan under the Affordable Care Act will be $328 a month on average and
will vary based on where a buyer lives, according to federal figures
released Wednesday ahead of the launch of new health insurance markets
next week.
Of the state’s six
largest metro areas, premium estimates excluding tax breaks were highest
in Orlando and lowest in West Palm Beach and Tampa.
U.S.
Department of Health and Human Services officials gave cost estimates
based on two scenarios: a 27-year-old and a family of four earning
$50,000 a year broken down by region. A premium for a mid-range health
insurance plan for a 27-year-old would cost $207 monthly in Orlando but
only $167 monthly in the West Palm Beach area.
A
family of four with an income of $50,000 a year would pay $816 in
premiums for the mid-range health insurance plan in Orlando but only
$721 in Tampa. Tax credits, though, help equalize the premiums among
Florida’s metro areas.
Individuals
making less than roughly $46,000 a year and a four-person family with
an income of less than $94,000 a year will qualify for subsidies to
offset costs. The liberal advocacy group Families USA estimates 1.7
million Floridians will be eligible for federal subsidies to help
purchase insurance under the state exchange. But the amount will vary
widely depending on income, location, the plan, family size, age, and
even tobacco use.
Once tax credits are included, that same family of four would have a monthly premium of $282 in all Florida metro areas.
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