1 in 7 realtors in California have had a home sale fall through because no insurance available

 This problem is now nationwide because of potential fires and hurricanes and floodings and earthquakes and tornadoes etc. So, often people who have their homes paid for do not have insurance either and when disaster strikes then there is often no money for them to rebuild.

Global Climate change has now created this problem that might affect all U.S. States but definitely California and Florida are affected in extreme ways too.