Sunday, December 21, 2025

Here's how much ACA premiums would have risen this year without tax subsidies:

 Tax Subsidies have not been raised by the way so these percentages of increases are still valid on January 1st 2026. So, many people are going to die because these Subsidies were not raised by Republicans when they cannot afford to pay these higher premiums on their health care in 2026.

I myself almost died before I divorced and then remarried in 1995 because I was having heart problems because a specialist simply will not see you without health insurance. It's true you can go to a hospital on an emergency basis with a heart attack but often with Heart problems you are going to die eventually without health care insurance and a specialist. So, I would have definitely died by age 50 without Health care insurance. So, after age 40 often health insurance is a life or death thing for many people. 

Because I had good health care insurance in 1998 and 1999 is one of the many reasons I'm still alive here in 2025. Otherwise I would have been gone in 1998 or 1999. Something to think about. 

begin quote from CBS news:

Here's how much ACA premiums would have risen this year without tax subsidies

Millions of Americans are bracing for higher health costs in 2026, as subsidies that help them pay for health insurance under the Affordable Care Act are set to expire on December 31.

Experts warn that a failure in Congress to extend the tax credits could be financially devastating for individual policyholders, while also raising health care costs as a whole. Roughly 22 million Americans receive the ACA subsidies, which were created in 2021 to lower households' monthly premiums. 

New data from investment adviser SmartAsset projects how much people around the U.S. with an ACA plan would have paid on average for coverage in 2025 if they hadn't received the enhanced subsidies. As the analysis shows, monthly premiums for the government health insurance would've been hundreds of dollars higher.

In Mississippi, where around 11% of residents are enrolled in an ACA plan, participants would have seen their average monthly premiums jump from $41 to $605, a 1,376% increase, SmartAsset found. In West Virginia, enrollees' premiums would have risen an average of 1,058%.

A spokesperson for SmartAsset said the analysis captures 2025 costs, but noted the data amounts to a "close approximation" of how much more people with ACA coverage could expect to pay next year without the tax credits.  

SmartAsset used public records from the Centers for Medicare and Medicaid Services' 2025 Marketplace Op

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