Global Climate change is a 2 trillion loss worldwide just this year.

This actually starts to put the damage in perspective more because most of this was not insured. And if you live in Florida or California trying to get Flood insurance in Florida or Fire insurance in California is really expensive. For example, I know someone who is paying 10,000 dollars a year now for Fire Insurance in California and can barely get it because of the location of her home.

This is the reality even in the U.S. And what happens in countries where Home or business insurance doesn't exist. It's not the initial losses in an emergency event. It's the loss of income and housing and merchandise and furniture and people that cannot be replaced which over time often ends people's lives within 5 years time unless they are young enough to find a way to recover from these losses and find a way to stay alive still.

So, putting a price tag of the damage caused by Global Climate changes I find very helpful in the context of human survival here on earth whether it is Florida or North Carolina or the fires California or on the east coast now or whatever the emergency events that are causing 2 trillion dollars in damage or more now every year worldwide.