This is the 8th 500 year or more flood event in the U.S. in extreme events in Oklahoma, Texas, South Caroline, W. Virginia, Maryland and Louisiana

The historic and devastating floods in Louisiana are the latest in a series of heavy deluges that some climate scientists warn will become even more common as the world continues to warm.
On Tuesday, the National Oceanic and Atmospheric Administration (Noaa) is set to classify the Louisiana disaster as the eighth flood considered to be a once-in-every-500-years event to have taken place in the US in little over 12 months.
Since May of last year, dozens of people have been killed and thousands of homes have been swamped with water in extreme events in Oklahoma, Texas, South Carolina, West Virginia and Maryland. Noaa considers these floods extreme because, based on historical rainfall records, they should be expected to occur only once every 500 years.
The Louisiana flooding has been so exceptional that some places in the state experienced storm conditions considered once-every-1,000-year events. Close to 2ft of rain fell over a 48-hour period in parts of southern Louisiana, causing residents to scramble to safety from flooded homes and cars.

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Disasters like Louisiana floods will worsen as planet warms, scientists warn

Yes. Fires and floods and droughts will continue to get worse. So, if you understand the lay of the land wherever you are prepare for more extremes of whatever you have seen so far. This is why one thing I might recommend is to have a motor home or truck with a shell or camper so at least you can get away from fires, floods, earthquakes etc. when they occur. Because if you don't have flood or fire insurance or earthquake insurance how are you going to rebuild. So, owning outright a motor home or truck or camper might be really useful if bad things occur to save yourselves and your families so you have someplace out of the weather to stay until you either rebuild or move somewhere else.