How to protect some of your assets

After traveling in South Korea I'm realizing that having cards with chips in them is useful in multiple ways:

 First, it makes worldwide travel easier because you will have less trouble in general with banks wherever you go on earth.

Second, you protect more of your assets doing this because it is harder for hackers to steal your money with these chips in place in your cards for a variety of reasons.

Third, though all people on earth are vulnerable to hacker identity theft where new credit cards are opened in foreign countries under your identity, they will have much more trouble stealing money directly out of your accounts. So, the identity theft in other countries becomes just that, "The problem of other countries" because you obviously were not there in those countries and you can prove that by either not having a passport (70% of the people in the U.S. don't have passports) or you can show on your passport that you never entered that country or exited it if you actually have a passport.

So either way those kinds of identity thefts can be easily proven to not be you so you aren't liable legally.