If you ever want to get a 4 year degree or master's degree or PHD and you are going to have to borrow money to do it, you don't ever want to get a 2 year degree because you won't be able to get any more student loans at that point.
So, the best way I know of to get a 4 year degree economically, so you set yourself up for a Master's and or PHD is to not get a 2 year degree at a community college
So, if you go to a community college WITH THE INTENTION OF GETTING A 4 YEAR DEGREE ELSEWHERE, this is the best way to go because a community college doesn't cost as much as a 4 year college.
There are also other advantages too. For example, out of High School often people can't get into the prestigious university or college they want to because their grade point average isn't high enough. However, often with a C or better grade point average in a community college you can literally get into almost any college you want to IF you go there as a transfer student from a community college in the U.S.
This way you save loads of money, you get better attention often than you would at a 4 year institution who often prioritize their upper division (junior and above) and graduate students. And by waiting and going to a community college you often can go and get a 4 year degree from almost any college or university you want to even if your grade point average wasn't high enough as a High School Graduate.
In fact, of the 5 kids I have raised, only two even graduated High School and the rest got a GED before attending college, often community college and then transferring up as a junior to a 4 year institution.
And of those 5 one is a lawyer, one is a fire captain for CDF in California, one is a teacher, and 2 are still in college.
Another point about 4 year colleges and universities.
Of every 5 people who go there only 1 person comes out with a 4 year degree.
So, by going to a community college often you are taking advantage of this fact by transferring as a junior to a 4 year institution. Because you are taking advantage of the fact that likely 2 or 3 of every 5 have already dropped out before their junior year for every reason imaginable.
So, there are many less Juniors coming up than all colleges and universities want at that point so they are often happy to receive you there with your C average or better from almost any community college in the U.S. However, some community colleges are better than others in regard to transferring to a 4 year college. So, researching this might be helpful before you go.
Later: Also, I'm not sure how it is in other states but in California where I live no matter where you grew up you are welcome at any community college in the state if you grew up in California. But, like most places (states) if you are from out of state or out of country you pay an extra fee. For example, many skiers and snowboarders will move to the Mt. Shasta area and go to College of the Siskiyous in Weed. I myself, took a course in Logic and one in Speech and I got an A in Speech even though younger people were upset at trying to compete with me after I had spent time going to a 4 year university. This was about 1990 or 1991 when I did this when I lived up there the last time until 1992.
Later still: One interesting event was that we moved back to the Northern California coast in August and bought a second business there but that following winter there was 12 feet of snow that was collapsing roofs then when we visited our friends. It was difficult because roofs were collapsing in town in Mt. Shasta, there was no place to park (unless you dug out 12 feet of snow to park your vehicle). And if you went outside to shovel the snow off your roof you needed someone to spot you in case you slipped off your roof into a drift and smothered like you would in an avalanche. On top of this the snow was higher than most single story roofs so you had no place to throw the snow to unless you winched your little snow blower up onto your roof and blew it as high as you could up on top of the surrounding high drifts above roofs.
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