Because of Cost of Living expenses an Access lifestyle is more doable for most

What is an access lifestyle?

It simply means that your goal isn't necessarily to own things as long as you have the use of them. For example, I lived this way in that I never wanted to own a mortgage for a house because I knew this likely would interfere with Traveling around the world eventually. Mortgage payments saddle people and imprison them in jobs for 25 to 30 years or more and get them deeper and deeper in debt. Also, like we saw during the Great Recession millions of middle Class people lost their homes because of Bank shenanigans around the world. So, even though they had a mortgage and paid it dutifully, when it went "Underwater" (where the house was worth so much less than the loan) that they could Never sell it they simply walked away from the house which had become an Albatross around their necks even though they might have had to go bankrupt in a Chapter 13 or even in dire circumstances a Chapter 8 Bankruptcy where you lose everything. At least in chapter 13 you can often keep your cars and personal belongings which is at least something in case you have to live in your Cars for awhile. But, in a Chapter 8 bankruptcy (if you don't have a job) so you can at least pay back your debts at round 10cents on the dollar is obviously the worst outcome (outside of dying).

So, an Access lifestyle is where most people are in that they might rent instead of buy a house. They might borrow their friend's car rather than buy a car, they will go to a community college or junior college and then transfer up to a 4 year college in order to save money. They might buy inexpensive land out in the country and build their own homes instead of living close to a city and having a mortgage. This was how I too was able to travel the world starting by age 37 onward.

I had already by age 26 lived on the Big Island of Hawaii with my first wife and baby son and in New Mexico in Santa Fe and was born in Seattle and raised in San Diego and Los Angeles County and by 26 starting living in Mt. Shasta with my first wife. But, if I had gotten a mortgage at any point I wouldn't have been able to do any of these things. It also helped me start businesses because I could afford to start businesses in a garage or anywhere with low overhead and by not paying myself a salary  or by the hour I could run these businesses totally profit and loss and that's all which allowed me more capital to work with at each and every point from around age 29 onward when I started owning businesses. However, I always owned at least one car from age 16 onward as I tended to always live a very mobile lifestyle. My first car I bought at age 16 from working for my father summers from age 12 to 16 was a 1956 Ford Station wagon I called my "Surf Wagon" which on weekends often had 10 foot 4 inch surfboards hanging out the back end heading to Malibu or Huntington Beach or wherever the surf was up then.