Thursday, April 20, 2023

The Last Balanced Budget was under President Clinton I believe. Present U.S. national debt is over 120% of GDP

 What is a balanced Budget?

It means that the amount of your money going out in that fiscal year is equal to the amount you have coming in from Taxes.

So, every President (as far as I know) since Bill Clinton has not done this. So, every president Bush, Obama, Trump and Biden have not balanced the budget and are therefore spending more than they receive in Taxes.

However, you cannot keep doing this forever without bankrupting our nation. 

Do I agree with Speaker McCarthy? No. Because the Republican agenda is not really a balanced budget at all but rather to make Biden look bad.

Did the Congress confront Trump about how out of control he was in spending and corruption? NO.

They just raised the debt ceiling because he was a Republican spending way too much money.

However, there is a limit to how much ANY nation can borrow and stay solvent, especially with Global climate change happening all over the world without going Bankrupt.

But, where is that point? I'm not sure but we are presently going in the wrong direction regarding not having a balanced budget since Clinton.

 

Here is an article if you are interested about national debt ratios

Begin quote from:

https://www.investopedia.com/terms/d/debtgdpratio.asp

Debt-to-GDP Ratio: Formula and What It Can Tell You

What Is the Debt-to-GDP Ratio?

The debt-to-GDP ratio is the metric comparing a country's public debt to its gross domestic product (GDP). By comparing what a country owes with what it produces, the debt-to-GDP ratio reliably indicates that particular country’s ability to pay back its debts. Often expressed as a percentage, this ratio can also be interpreted as the number of years needed to pay back debt if GDP is dedicated entirely to debt repayment.

Key Takeaways

  • The debt-to-GDP ratio is the ratio of a country's public debt to its gross domestic product.
  • The debt-to-GDP ratio can also be interpreted as the number of years it would take to pay back debt if GDP was used for repayment.
  • The higher the debt-to-GDP ratio, the less likely the country will pay back its debt and the higher its risk of default, which could cause a financial panic in the domestic and international markets.
1:08

Debt-To-GDP Ratio

Formula and Calculation of the Debt-to-GDP Ratio

The debt-to-GDP ratio is calculated by the following formula:

Debt to GDP=Total Debt of CountryTotal GDP of Country

A country able to continue paying interest on its debt—without refinancing, and without hampering economic growth—is generally considered to be stable. A country with a high debt-to-GDP ratio typically has trouble paying off external debts (also called public debts), which are any balances owed to outside lenders. In such scenarios, creditors are apt to seek higher interest rates when lending.1

Extravagantly high debt-to-GDP ratios may deter creditors from lending money altogether.

What the Debt-to-GDP Ratio Can Tell You

When a country defaults on its debt, it often triggers financial panic in domestic and international markets alike. As a rule, the higher a country’s debt-to-GDP ratio climbs, the higher its risk of default becomes.

Although governments strive to lower their debt-to-GDP ratios, this can be difficult to achieve during periods of unrest, such as wartime or economic recession. In such challenging climates, governments tend to increase borrowing to stimulate growth and boost aggregate demand. This macroeconomic strategy is attributed to Keynesian economics.

Economists who adhere to modern monetary theory (MMT) argue that sovereign nations capable of printing their own money cannot ever go bankrupt, because they can simply produce more fiat currency to service debts; however, this rule does not apply to countries that do not control their monetary policies, such as European Union (EU) nations, who must rely on the European Central Bank (ECB) to issue euros.2

Good vs. Bad Debt-to-GDP Ratios

A study by the World Bank found that countries whose debt-to-GDP ratios exceed 77% for prolonged periods experience significant slowdowns in economic growth. Pointedly, every percentage point of debt above this level costs countries 0.017 percentage points in economic growth. This phenomenon is even more pronounced in emerging markets, where each additional percentage point of debt over 64% annually slows growth by 0.02%.3

120.17%

U.S. debt-to-GDP for Q4 2022—almost double early 2008 levels but down from the all-time high of 134.8% seen in Q2 2020.4

The U.S. has had a debt-to-GDP of over 77% since Q1 2009. To put these figures into perspective, the U.S.’s highest debt-to-GDP ratio was previously 106% at the end of World War II, in 1946.41

Debt levels gradually fell from their post-World War II peak, before plateauing between 31% and 40% in the 1970s—ultimately hitting a historic 23% low in 1974. Ratios have steadily risen since 1980 and then jumped sharply following 2007’s subprime housing crisis and the subsequent financial meltdown.1

The landmark 2010 study entitled "Growth in a Time of Debt," conducted by Harvard economists Carmen Reinhart and Kenneth Rogoff, painted a gloomy picture of countries with high debt-to-GDP ratios; however, a 2013 review of the study identified coding errors, as well as the selective exclusion of data, which purportedly led Reinhart and Rogoff to make errant conclusions.56

Special Considerations

The U.S. government finances its debt by issuing U.S. Treasuries, which are widely considered to be the safest bonds on the market.7

The countries and regions with the 10 largest holdings of U.S. Treasuries (as of Jan. 2023) are as follows:

  1. Japan: $1.1 trillion
  2. China, Mainland: $859 billion
  3. United Kingdom: $668 billion
  4. Belgium: $331 billion
  5. Luxembourg: $318 billion
  6. Switzerland: $291 billion
  7. Cayman Islands: $285 billion
  8. Canada: $254 billion
  9. Ireland: $253 billion
  10. Taiwan: $235 billion8

What Is the Main Risk of a High Debt-to-GDP Ratio?

High debt-to-GDP ratios could be a key indicator of increased default risk for a country. Country defaults can trigger financial repercussions globally.

How Does Modern Monetary Theory View National Debt?

Modern monetary theory (MMT) suggests sovereign countries do not need to rely on taxes or borrowing for spending since they can print as much as they need. Since their budgets are not constrained, such as the case with regular households, their policies are not shaped by fears of rising national debt.

Which Countries Have the Highest Debt-to-GDP Ratios?

As of 2021 (latest data), Japan had the highest general government debt-to-GDP ratio of the countries for which the IMF had available data at 262.5%. Next was Venezuela, with a reading of 240.5%. The U.S. was fifth with a debt-to-GDP ratio of 128%.9

The Bottom Line

The debt-to-GDP ratio is a metric that helps understand a country's ability to pay back its debts. Generally, a lower debt-to-GDP ratio is ideal, as it signals a country is producing more than it owes, placing it on a strong financial footing.

Hire a Pro: Compare 3 Financial Advisors Near You
Finding the right financial advisor that fits your needs doesn’t have to be hard. SmartAsset’s free tool matches you with fiduciary financial advisors in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is legally bound to act in your best interests. If you’re ready to be matched with local advisors that will help you achieve your financial goals, get started now.
Article Sources


No comments: